The Science of Getting Rich

What can you do when you run out of money unexpectedly?

Running out of money can be scary, especially if you’re not used to being low on cash. But, running out of money isn’t the end of the world. It is very possible to overcome a lack of money and the techniques that you use to make it through to your next payday can be carried back into your normal life and help you spend your money more wisely in the future.


Figure out what you’ve got and how it should be spent

The first step to getting through a rough financial patch is to take a step and figure out what you have available. Get together any small amount of money that you have left and take stock of your resources, like food and gas. Once you know what you’ve got you can start figuring out how it can be used. Are there any bills left to pay? Do you have any debts you need to pay back? Do you have enough food and gas to get you through until your next pay check? Make a list you can easily keep track of and start prioritizing your expenses.

Sort your bills

Before you pay for anything else you need to pay your bills. If you skip your payments because you’re running low on money you could face any number of awful consequences, like incurring fines, having your belongings seized, having your utilities shut down, or even being kicked out of your home. If you’re struggling to get the money together to pay for your most basic needs the first thing you should do is contact the person or company that you owe money to. They might be able to make a compromise or arrange a payment plan. If you can’t defer your bills a fast payday loan from a reliable lender might be your only option. A payday loan shouldn’t be used if you have money left or if you’re unable to afford your repayments. Payday loans are purely for emergencies and are designed to be paid back as soon as possible. Look carefully at lenders, pay careful attention to APR ad interest rates, and look for lenders that allow you to pay back in installments if you can’t afford to repay the lump sum. While this isn’t always a preferred option, if you run out of money a loan will at least keep your essential needs covered until you can afford to support yourself again.

Decrease spending and increase income

This can be difficult if you feel as though you’re already spending the bare minimum, but sacrifice is inevitable if you’re having money troubles. Transportation and food are the two things that we spend the most money on, so look for ways to cut these costs. Rather than buying food to meet your immediate needs, put together a meal plan to budget your meals and eat foods that are more filling and less expensive. After you’ve cut as much out of your spending as you can, look for other ways of making income, like selling some of your belongings, finding temporary work, or applying for government assistance. 


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The Science of Getting Rich by Wallace D. Wattles text provides an unusual method for gaining wealth: It preaches against competitive economic practices, instead concerning itself with the betterment of the world.

The Science of Getting Rich - A Guide to Getting Rich and Changing Your Life

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Table of Contents


Chapter 1: The Right To Be Rich

Chapter 2: There is A Science of Getting Rich

Chapter 3: Is Opportunity Monopolized?

Chapter 4: First Principle in The Science of Getting Rich

Chapter 5: Increasing Life

Chapter 6: How Riches Come to You

Chapter 7: Gratitude

Chapter 8: Thinking in the Certain Way

Chapter 9: How to Use the Will

Chapter 10: Further Use of the Will

Chapter 11: Acting in the Certain Way

Chapter 12: Efficient Action

Chapter 13: Getting into the Right Business

Chapter 14: The Impression of Increase

Chapter 15: The Advancing Man

Chapter 16: Some Cautions, and Concluding Observations

Chapter 17: Summary of the Science of Getting Rich